Fees & Insurance

This page includes our business office credit guidelines. Urologic Physicians, PA appreciates your attention to these guidelines. If you have any questions or concerns regarding your account, please contact our business office at 952.920.2046. Thank you.


Private, Commercial Insurance
Patients with private insurance may file their own insurance by using the 2-part itemized statement that is sent out every time new charges occur. Do not attempt to submit claims with statements that show only a forwarded balance. Amounts that are not covered by insurance are the responsibility of the patient for payment. Urologic Physicians, PA is not subject to reducing fees determined by private insurance companies that exceed that company's usual and customary limits for coverage. Those limits will vary from company to company.

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Itemized Statements
Every time new charges are incurred, you will receive an itemized statement for those charges. Only one itemized statement is sent for each service.

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Finance Charge and Balances over 90 Days Old
A 1.5% finance charge will be assessed on any balance over 90 days old. Any balance amount over 90 days old must be paid in full before new charges may be added to the account.

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No Insurance
Patients with no insurance coverage will be asked to make payment at the time of service, unless other specific arrangements have been approved by the business office manager (extreme hardship, etc).

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Medicare
Urologic Physicians, PA will file all charges for patients on whom we have a Medicare number registered. As Urologic Physicians, PA "participates" with Medicare, the payment will come directly to our office. You will receive statements for information purposes and also to advise you when there is an amount you owe for your deductible or copayment amount.

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Medicare as Secondary Insurance
If Medicare is the patient's secondary insurance coverage, Urologic Physicians will file the primary insurance. We will then file your supplemental Medicare for you and coordinate benefits with your secondary insurance carriers.

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Blue Cross/Blue Shield Plus Products
These insurance companies pay the clinic directly. Itemized statements will be sent to the patient for their information only.

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Copayments
Known office copayment amounts are due at the time of service. Copayment amounts that are determined after payment of a claim by an HMO or PPO will be billed to the patient, and those amounts are due upon receipt.

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Questions Regarding Fees
We welcome inquiries regarding surgery or other medical care and encourage such inquiries before the care has been rendered. You may reach our business office at 952-920-2046.

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Referrals
Many HMO and PPO insurance plans require referrals from the patient's primary care physician, before urologic care may be approved. It is very important that patients with that type of insurance coverage call their primary care physicians to obtain a written referral, prior to any urologic consultation.

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Insurance Cards
Please be prepared to show your insurance or other medical assistance card every time you are seen. We will verify your insurance number and keep a copy of the card on file. If you do not bring your insurance card, we may choose to reschedule your appointment to a date when your card is available.

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Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs)
We have contractual agreements with the following HMOs and PPOs:

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